Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and passengers could end up injured.
We will cover the most common injuries in Uber-related accidents, who may be liable for damages, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
When riding in an Uber, a wide range of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Fractures: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.
Other Drivers: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 lawsuit against uber car accident per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.